:root{
  --blue:#132b5c;
  --blue-2:#1b396f;
  --red:#b3121e;
  --red-dark:#8e0f19;
  --gold:#b78b2e;
  --gold-soft:#d2aa4d;
  --beige:#f7f3eb;
  --cream:#fffdfa;
  --text:#1f2937;
  --muted:#5e6b7f;
  --border:rgba(19,43,92,.12);
  --shadow:0 22px 55px rgba(19,43,92,.10);
  --radius:24px;
  --container:1200px;
  --transition:all .28s ease;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:'Inter',sans-serif;color:var(--text);background:linear-gradient(180deg,#fff 0%,#fcfaf6 100%)}
img{max-width:100%;display:block} a{text-decoration:none;color:inherit} ul{margin:0;padding:0;list-style:none}
p{margin:0 0 1rem} h1,h2,h3,h4{margin:0 0 1rem;line-height:1.2;color:var(--blue)} .container{width:min(var(--container), calc(100% - 32px));margin-inline:auto}

.topbar{background:linear-gradient(90deg,var(--blue) 0%,#0f254c 100%);color:#eef5fb;font-size:.95rem;border-bottom:1px solid rgba(255,255,255,.08)}
.topbar .container{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:10px 0;flex-wrap:wrap}
.topbar-list,.topbar-meta{display:flex;gap:18px;flex-wrap:wrap;align-items:center}
.topbar li,.topbar-meta span{display:flex;gap:8px;align-items:center;opacity:.96}
.topbar .icon{width:18px;height:18px;display:inline-flex;align-items:center;justify-content:center;color:var(--gold-soft)}

.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(179,18,30,.10);box-shadow:0 8px 18px rgba(19,43,92,.04)}
.navbar{display:flex;justify-content:space-between;align-items:center;min-height:96px;gap:20px}
.logo{display:flex;align-items:center;gap:16px;font-weight:800;color:var(--blue)}
.logo-image{width:220px;height:auto;object-fit:contain}
.logo-text{display:flex;flex-direction:column;line-height:1.05}
.logo-title{font-size:1.35rem;font-weight:800;letter-spacing:.02em;color:var(--blue)}
.logo small{display:block;font-weight:600;color:var(--muted);letter-spacing:.02em;margin-top:5px}
.nav-links{display:flex;align-items:center;gap:24px}
.nav-links a{font-weight:700;color:var(--blue);position:relative;padding:6px 0}
.nav-links a::after{content:'';position:absolute;left:0;bottom:0;width:0;height:2px;background:linear-gradient(90deg,var(--gold),var(--red));transition:var(--transition)}
.nav-links a:hover::after,.nav-links a.active::after{width:100%}
.nav-cta{display:flex;align-items:center;gap:12px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 22px;border-radius:999px;border:none;cursor:pointer;font-weight:800;transition:var(--transition)}
.btn-primary{background:linear-gradient(90deg,var(--red) 0%,#c61a25 55%,var(--gold-soft) 100%);color:#fff;box-shadow:0 14px 28px rgba(179,18,30,.24)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 18px 34px rgba(179,18,30,.28)}
.btn-secondary{background:transparent;border:1px solid rgba(255,255,255,.45);color:white}
.btn-outline{background:white;color:var(--blue);border:1px solid var(--border)}
.menu-toggle{display:none;background:none;border:none;font-size:1.7rem;color:var(--blue);cursor:pointer}

.hero{position:relative;color:white;background:linear-gradient(110deg, rgba(9,27,58,.92) 0%, rgba(19,43,92,.88) 45%, rgba(179,18,30,.62) 100%),url('https://images.unsplash.com/photo-1554224155-6726b3ff858f?auto=format&fit=crop&w=1600&q=80') center/cover no-repeat}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 85% 20%, rgba(210,170,77,.22), transparent 25%),radial-gradient(circle at 15% 75%, rgba(255,255,255,.08), transparent 18%)}
.hero .container{position:relative;display:grid;grid-template-columns:1.2fr .8fr;gap:34px;align-items:center;min-height:690px;padding:80px 0}
.hero-copy h1{color:white;font-size:clamp(2.3rem,4vw,4.4rem);margin-bottom:20px}
.hero-copy p{font-size:1.08rem;max-width:700px;color:rgba(255,255,255,.90);margin-bottom:26px}
.hero-badges{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:22px}
.hero-badges span,.mini-pill{padding:8px 14px;border-radius:999px;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(8px);font-weight:600;font-size:.95rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px}
.hero-card{background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.16);backdrop-filter:blur(12px);border-radius:24px;padding:28px;box-shadow:var(--shadow)}
.hero-card h3,.hero-card h4{color:white}.hero-card p{color:rgba(255,255,255,.86)}
.stats-list{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:24px}
.stats-list li{background:rgba(255,255,255,.08);padding:18px;border-radius:16px;border:1px solid rgba(255,255,255,.12)}
.stats-list strong{display:block;font-size:1.5rem;margin-bottom:5px;color:var(--gold-soft)}

section{padding:86px 0}.section-head{max-width:760px;margin:0 auto 40px;text-align:center}.section-head h2{font-size:clamp(2rem,3vw,3rem)}.section-head p{color:var(--muted)}
.grid-3,.grid-4,.grid-2{display:grid;gap:24px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:white;border:1px solid var(--border);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.card h3{font-size:1.28rem}.card p,.card li{color:var(--muted)}
.card .card-icon,.feature-icon{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(135deg, rgba(210,170,77,.18), rgba(179,18,30,.12));color:var(--red);margin-bottom:18px;font-size:1.3rem}
.trust-strip{padding:18px 0;background:linear-gradient(180deg,#f8f3ea 0%,#fff 100%);border-block:1px solid rgba(19,43,92,.06)}
.trust-strip .container{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.trust-item{display:flex;align-items:center;gap:14px;background:white;border:1px solid var(--border);border-radius:20px;padding:18px 20px;box-shadow:var(--shadow)}
.trust-item strong{display:block;color:var(--blue)}.trust-item span{color:var(--muted);font-size:.95rem}
.steps{counter-reset:step}.step{position:relative;padding-top:22px}
.step::before{counter-increment:step;content:counter(step);position:absolute;top:-12px;left:24px;width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,var(--gold-soft),var(--gold));font-weight:800;color:#17314e}
.highlight{background:linear-gradient(180deg, #f9f4ea 0%, #fff 100%)}
.quote{font-size:1.06rem;font-style:italic;color:var(--blue);margin-bottom:18px}.quote-author{font-weight:700;color:var(--red)}
.cta-band{background:linear-gradient(110deg, rgba(19,43,92,.96), rgba(27,57,111,.92) 58%, rgba(179,18,30,.86)),url('https://images.unsplash.com/photo-1520607162513-77705c0f0d4a?auto=format&fit=crop&w=1600&q=80') center/cover no-repeat;color:white;border-radius:34px;padding:44px;position:relative;overflow:hidden;box-shadow:0 28px 60px rgba(19,43,92,.18)}
.cta-band h2,.cta-band h3{color:white}.cta-band p{color:rgba(255,255,255,.88)}
.faq-list{display:grid;gap:16px;max-width:950px;margin:0 auto}.faq-item{background:white;border:1px solid var(--border);border-radius:18px;padding:22px 24px;box-shadow:var(--shadow)}.faq-item h3{font-size:1.12rem;margin-bottom:10px}
.page-hero{position:relative;color:white;background:linear-gradient(105deg, rgba(19,43,92,.93), rgba(27,57,111,.88) 55%, rgba(179,18,30,.72)),url('https://images.unsplash.com/photo-1454165804606-c3d57bc86b40?auto=format&fit=crop&w=1600&q=80') center/cover no-repeat}
.page-hero .container{padding:100px 0 90px}.page-hero h1{color:white;font-size:clamp(2.1rem,4vw,3.7rem)}.page-hero p{max-width:760px;color:rgba(255,255,255,.9)}

.form-card{background:white;border-radius:24px;padding:32px;border:1px solid var(--border);box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.form-group{display:flex;flex-direction:column;gap:8px}.form-group.full{grid-column:1/-1}label{font-weight:700;color:var(--blue)}input,select,textarea{width:100%;padding:15px 16px;border:1px solid rgba(19,43,92,.15);border-radius:14px;font:inherit;color:var(--text);background:#fff}input:focus,select:focus,textarea:focus{outline:none;border-color:rgba(179,18,30,.34);box-shadow:0 0 0 4px rgba(179,18,30,.08)} textarea{min-height:140px;resize:vertical}
small.helper{display:block;color:var(--muted);margin-top:10px}.info-panel{background:linear-gradient(180deg, #fff 0%, #faf7ef 100%);border-radius:24px;padding:30px;border:1px solid var(--border);height:100%}.info-list{display:grid;gap:14px;margin-top:22px}.info-list li{display:flex;gap:12px;align-items:flex-start;color:var(--muted)}.info-list .bullet{width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:rgba(210,170,77,.18);color:var(--red);flex:0 0 24px;font-size:.9rem}
.contact-cards .card{height:100%}.contact-map{min-height:320px;border:0;width:100%;border-radius:24px;box-shadow:var(--shadow)}.legal-content{max-width:980px;margin:auto;background:white;padding:34px;border-radius:24px;border:1px solid var(--border);box-shadow:var(--shadow)}.legal-content h2{margin-top:32px}.legal-content h2:first-child{margin-top:0}.legal-content ul{padding-left:20px;list-style:disc}.legal-content li{margin-bottom:10px;color:var(--muted)}

.site-footer{background:linear-gradient(180deg,#0d2146 0%,#091a37 100%);color:#d6e0ea;padding-top:70px;margin-top:70px;border-top:4px solid rgba(210,170,77,.45)}
.footer-grid{display:grid;grid-template-columns:1.1fr .8fr .8fr 1fr;gap:28px}
.footer-col h3,.footer-col h4{color:white}.footer-col p,.footer-col a,.footer-col li{color:#d6e0ea}.footer-col ul{display:grid;gap:10px}
.footer-brand .logo{color:white;display:block}
.footer-brand .logo-image{width:260px;max-width:100%;margin-bottom:16px;filter:drop-shadow(0 10px 20px rgba(0,0,0,.18))}
.footer-brand .logo small{color:#d6e0ea}
.footer-note{margin-top:28px;padding:22px 0;border-top:1px solid rgba(255,255,255,.12);color:#b7c7d7;font-size:.95rem}
.breadcrumbs{display:flex;gap:10px;flex-wrap:wrap;font-weight:600;color:rgba(255,255,255,.8);margin-bottom:16px}.breadcrumbs a{color:rgba(255,255,255,.92)}.banner-status{display:inline-flex;align-items:center;gap:10px;padding:10px 14px;border-radius:999px;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.18);margin-bottom:18px}.text-center{text-align:center}

@media (max-width: 1024px){
  .hero .container,.grid-2,.grid-3,.grid-4,.footer-grid,.trust-strip .container{grid-template-columns:1fr 1fr}
  .hero .container{min-height:auto;padding:70px 0}
  .nav-links{position:fixed;top:96px;left:0;right:0;background:white;padding:20px 16px;border-bottom:1px solid var(--border);display:none;flex-direction:column;align-items:flex-start}
  .nav-links.open{display:flex}.menu-toggle{display:block}.nav-cta .btn{display:none}
  .logo-image{width:190px}
}
@media (max-width: 768px){
  .hero .container,.grid-2,.grid-3,.grid-4,.footer-grid,.trust-strip .container,.form-grid{grid-template-columns:1fr}
  section{padding:70px 0}.topbar .container,.navbar,.hero-actions{align-items:flex-start}
  .topbar .container{padding:12px 0}.navbar{min-height:84px}.hero-card,.cta-band,.form-card,.info-panel,.legal-content{padding:24px}.stats-list{grid-template-columns:1fr}
  .logo-image{width:170px}
}